When Not to Invest Your Money

There is constant pressure to make your money work for you. Invest it, donate it, spend it, etc, etc. When you have a large sum in your bank account, this pressure can make you feel anxious. You might feel like you’re doing something wrong if you don’t put it somewhere else right away.

The truth is that sometimes the best thing you can do is nothing. Leaving your money in your bank account might be the right thing to do. We need to change the conversation and fight the pressure to get rid of money as soon as we get it.

When Not To Invest

Think about the reasons you believe you should invest. Investing is an incredibly useful and wise thing to do with your money, unless it’s in one of the following circumstances.

1. Someone Told You To

If you’re considering an investment or donation solely because someone suggested it, it’s probably not the best choice. Even if it was your spouse, who you trust more than anyone, or a financial advisor who gave you ten convincing reasons to invest.

Your decision shouldn’t be based on what someone tells you, and it might not have anything to do with the exact investment or donation. Your decision should only be based on yourself. If you’re not interested, excited, or completely clear on what you’re money will be doing, then it’s probably not a time to invest.

2. You’re Giving Out of Obligation 

You have the money in the bank, and there is someone with a need. You feel like you have to donate! After all, if you chose to keep your money when someone else needs it, wouldn’t that make you a bad person?

Absolutely not. There will always be someone new who needs your money. If you aren’t thrilled to be able to give your money to help them, then it’s not the right choice. This does not make you a bad person. In fact, it gives you an even bigger opportunity to build wealth and make a difference in deeper ways.

3. You Feel Rushed

If you’re spending all your time around people who are constantly lecturing you to put your money to work and scoffing at the idea of leaving your money in the bank, it will cause discomfort. When you have money in the bank, you’ll feel anxious and you’ll look for a different place to put your money. You don’t want to be one of those people the so-called experts make fun of!

This is the mindset of people who are spending out of obligation. When you make any kind of investment, it shouldn’t involve fear and desperation. The right investment or donation should make you feel excited and grateful. There is only one “right” way to invest your money: on your own time, out of abundance.

The Importance of Holding on to Your Money

When you invest for the wrong reasons, it means that you haven’t grown comfortable with your wealth. You may feel intimidated by it, ashamed by it, and overwhelmed by the idea of managing it.

You have the ability to be secure in your wealth. You can feel free to discuss it with others without being seen as greedy or prideful, you can make your own investment decisions, and all your decisions are aligned with your goals and visions. You are confident in your power and ready to use it for good.

This kind of powerful, secure woman does not throw her money away as soon as she receives it. That’s because abundance is built in the interim. The space between the time that you receive the money and the time that you give, donate, invest, or spend it is crucial. This is what helps you feel your abundance and develop confidence. It’s how you learn to say no the opportunities that may be good, but not best.

We have tools that can help you become the powerful, decision-making woman you know you can be. If you are ready to feel that deep security in yourself, let’s have a conversation and talk about the first steps.